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                <channel>
                    <title>TIGblogs - Mohammad Ziaul Ahsan's TIGBlog</title> 
                    <link>http://ziaul.tigblog.org/</link> 
                    <description>What's on the minds of young leaders from around the globe?</description> 
                    <language>en-us</language> 
             
                <item> 
                    <title>Bangladesh Context</title> 
                    <link>http://ziaul.tigblog.org/post/40922</link> 
                    <description><![CDATA[The millinnium Development goal in the context of Bangladesh will be attain the year of 2020.<br />
<br />
In 2015 we should have to create some fund for further or review all the workings.<br />
<br />
That will be sustainable development fund. Which will guide us to make sustainable guidance in the arena of social structure.]]></description> 
					<pubDate>Thu, 20 Jul 2006 10:05:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/40922</guid>
					
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                    <title>Identity</title> 
                    <link>http://ziaul.tigblog.org/post/40905</link> 
                    <description><![CDATA[Identity is a component of E-transparency. The total identity will be located then the social inclusion and exclusion will be sustained.<br />
<br />
The system on information will be cited through participation. Greater social policy enhance make difference.]]></description> 
					<pubDate>Thu, 20 Jul 2006 01:12:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/40905</guid>
					
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                    <title>Energy for me</title> 
                    <link>http://ziaul.tigblog.org/post/40525</link> 
                    <description><![CDATA[I need energy for study. For eat and seat. Need to expand market places with strategic planning for farmers.<br />
<br />
]]></description> 
					<pubDate>Sun, 09 Jul 2006 05:27:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/40525</guid>
					
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                    <title>Is anybody willing to do something about climate change?</title> 
                    <link>http://ziaul.tigblog.org/post/40109</link> 
                    <description><![CDATA[After nine long years of negotiations the world is no closer to finding ways in which to tackle a global problem of climate change. The Kyoto Protocol is the instrument by which the international community has sought to deal with the risk of seriously compromising our climate system through ever increasing emissions of greenhouse gases to the atmosphere. But recently someone told me "so what if the US had joined, would we be in any better shape today?" and this question has sparked my imagination. <br />
<br />
 <br />
<br />
Let us then imagine for a moment that the US had ratified the Kyoto Protocol back in 2002. The treaty would now be 4 years into force. What would GHG emissions be now? The US would probably not be meeting its target of reducing emissions by 5% from 1990 emissions. The reason? There is no magic formula to de-linking economic growth from rising carbon dioxide emission and certainly more so when we dogmatically believe that the market must be left to its own devices and governments are best kept out. Today we see how the British government struggles to make sense of its environmental policy to reduce greenhouse gas emission. As gas prices have risen, its deregulated power sector flocks back to coal burning plants in order to avoid the higher gas prices. This means emissions that we can expect a huge rise in CO2 emissions from the UK making all the "policy achievements" of the past meaningless. <br />
<br />
 <br />
<br />
Markets are driven by prices and prices only know about themselves. So let us imagine what would have happened to this "global market" when new competitors from emerging developing economies started to appear and compete with what would be perceived as a competitive advantage. Surely this would not have gone down well and something would have had to be done. The most likely step would be to block international trading from these countries on environment grounds. But this decision would have recognized that there is something more important than the market and that is not good for globalization (of big business). So, in fact it seems to me to be a very well clear choice between global businesses or the global environment. We all know who would have won anyway.<br />
<br />
 <br />
<br />
Where are we now?<br />
<br />
<br />
The situation is such that in spite of much rhetoric and good intentions on behalf of many players, emissions continue to rise even in the most technologically advanced countries of the world. Furthermore, energy is at the top of the political agenda, but not because we have all agreed that we need to use it more rationally and cleanly but because they are concerned about ensuring secure supplies. <br />
<br />
 <br />
<br />
It would seem that the only progress that we have made is a growing public awareness and more scientific evidence that points to a link between man-generated greenhouse gas emissions and changes in our weather system. However, there is also a growing awareness that the problem can not be solved through patchwork. Every country that wishes to develop its economy should participate in this "global" crusade. Nonetheless, priorities are certainly not the same among nations. <br />
<br />
 <br />
<br />
Sustainable development as was defined by the World Summit on Sustainable Development in 2002 is a level table that is supported on three pillars, economic and social development as well as environmental protection. Hence, accordingly, one or two of these issues will take precedence over the other one or two. It would seem obvious that for a country whose is still struggling with poverty and hunger among its population will be less interested in attempting to tackle climate change issues over more pressing ones. Hence, it would seem that we need to level the table to ensure that we are all on board to combat this common problem on the basis of common but differentiated responsibilities.<br />
<br />
 <br />
<br />
The irony of it all is that in all the environmental fora that I have attended there is a constant call to let business deal with this problem of growing emissions by developing a global market emissions trading market and then let the market deal with it. Nevertheless, it was refreshing to hear Irelands' intervention (an EU country) in the past Fourteenth Session of the United Nation's Commission on Sustainable Development (1-12 May, 2006) speak clearly on this matter.  Ireland pointed our that sustainable development is a governments responsibility first and foremost and this could not be shirked off, business was driven by profits and short term returns for their capital, while the sort of action that was demanded today was of a long-term nature and business could hardly deal with those.<br />
<br />
 <br />
<br />
The solution that is often presented is to place a price on the right to emit carbon. That by placing a price on carbon emissions on a world scale and thus -arguably-internalizing the cost of the environmental damage done (?) you are letting the market provide an economic incentive for consumers to switch to other fuels. Could they be right? I have my doubts.<br />
<br />
 <br />
What if I have no other source of energy or I can not afford any other form of energy but traditional "cheap and dirty" fossil fuels upon which the industrial powers used to fuel their development?<br />
What if I have no economy to speak of and therefore incentives are irrelevant?<br />
What if my market is so small that no one wishes to invest in my country?<br />
What if the nature of the investments means that big business can not see a quick return for their capital?<br />
What if my people are hungry and illiterate and do not offer an adequate work force to compete in a globalized market?<br />
<br />
 <br />
<br />
How can I participate in this crusade to save our planet? It seems that developing countries, at least those that are "least developed" countries have nothing to do in this deal.<br />
<br />
Nevertheless, and not without some justification, the argument runs that those emerging economies such as China's should take on commitments to curb their growing GHG emissions. <br />
<br />
 <br />
<br />
On the surface, this would seem reasonable were it not for the fact that those countries who are mainly responsible for creating the problem are still unable or unwilling to tackle head on this problem. Perhaps the reason for this is that the problem is inextricably linked to an economic model that is driven by consumption and finding every opportunity to create incentives for it. The dominant patterns of consumption and production of the industrialized world, and hence for much of the industrializing world, is quite unsustainable. This is something that we all know but seldom wish to discuss in any depth.<br />
<br />
 <br />
<br />
Where are we going?<br />
<br />
<br />
The question of tackling climate change is nowhere near finding a solution until we tackle development comprehensively and this should be the aim of the developing world. By comprehensive we mean sustainable development taking into account in a balanced way economic and social development as well as the protection of the environment as a vital resource. But to tackle this we need to tackle many of the injustices that exist today. The world must abandon colonial behavior in its economic relations whereby some countries continue to see their role limited to producers of raw materials for industrialized countries despite much talk of open markets.<br />
<br />
 <br />
<br />
In the mean time what can be done? One interesting way to defend our environment is to open up access to cleaner burning fossil fuel technologies as well as de-monopolizing renewable energy development to include participation of developing countries. Furthermore, this would provide excellent ideas for economic development and economic diversification of these countries. But if you think this is too ambitious a target to tackle the problem then perhaps you should embrace the issue as the Chinese suggest, you (the developed countries) take care of climate change, I will take care of my poverty.<br />
<br />
 <br />
<br />
*Ramiro Ramirez is an OPEC climate expert<br />
<br />
Source: http://english.daralhayat.com/business/06-2006/Article-20060627-1573b551-c0a8-10ed-01e6-cf07cdb016c2/story.html#]]></description> 
					<pubDate>Wed, 28 Jun 2006 06:15:00 EDT</pubDate> 
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                    <title>An egg a day could protect against heart disease, cancer.</title> 
                    <link>http://ziaul.tigblog.org/post/39980</link> 
                    <description><![CDATA[If you don't like eggs think twice. Eggs could protect against heart disease, cancer and eye problems, says a new study disapproving the assumption that eggs were bad for cholesterol levels.<br />
<br />
Bruce Griffin of the University of Surrey analysed 30 egg studies and found that people who consumed one or more eggs a day were at no more risk of suffering from cardiovascular disease than non-egg eaters, reported the online edition of Daily Mail. Egg yolks contain cholesterol, but nutritionists now know it is the saturated fats in food, not dietary cholesterol, that raises blood cholesterol levels, a risk factor for heart attacks. “To view eggs solely in terms of their dietary cholesterol content is to ignore the potential benefits of eggs on coronary risk factors, including obesity and diabetes," Griffin says, describing eggs as super food.<br />
One egg provides 13 essential nutrients, all in the yolks. It contains the nutrients lutein and zeaxanthin, which could help to prevent or even reverse the age-related eye problem macular degeneration (MD).Egg whites contain albumen, an important source of protein, and no fat, the researchers say. Eggs are an excellent source of Vitamin B, which are needed for vital functions in the body, and also provide good quantities of Vitamin A, essential for normal growth and development, the researchers said.<br />
<br />
An egg's Vitamin E content protects against heart disease and some cancers; there's also Vitamin D, which promotes mineral absorption and good bone health. Eggs are rich in iodine, for making thyroid hormones, and phosphorus, essential for healthy bones and teeth.<br />
<br />
Girls who eat an egg a day in their teens may give themselves additional protection against breast cancer in later life. It is the essential nutrients in eggs, such as amino acids, vitamins and minerals that may be responsible for this protection. Eggs are also low in calories -- a large egg contains only 75 calories and 5 grams of fat -- and other research suggests they can help you lose weight.<br />
Health experts used to recommend a maximum egg consumption of three a week to avoid a rise in blood cholesterol levels. But since evidence has shown that it is saturated fat intake that affects cholesterol, advice has changed.<br />
<br />
Now Britain's government's Foods Standards Agency (FSA) says there is no limit as long as they form part of a healthy, balanced diet.<br />
<br />
Source: Indo-Asian News Service, London, June 22, 2006.<br />
]]></description> 
					<pubDate>Mon, 26 Jun 2006 04:39:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/39980</guid>
					
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                    <title>Water for me</title> 
                    <link>http://ziaul.tigblog.org/post/39268</link> 
                    <description><![CDATA[To build social capital through private and stakeholder with public sector for increasing water for me for the next generation which will imply with youth, women and also children.<br />
<br />
To stop flood-how the way- dragging the river and cannels more with motivation to protect disabilities of human and social structure. to build more education and informative hub for all. To make strong agri based production which will protect water and with road-transport in every villages where not available within 2015. It will sustain food production and human secrurity.]]></description> 
					<pubDate>Tue, 06 Jun 2006 02:23:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/39268</guid>
					
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                    <title>ICT as a Evaluation or revulation!!</title> 
                    <link>http://ziaul.tigblog.org/post/39270</link> 
                    <description><![CDATA[In my view, ICT as a evaluation not revulation to me. Becuase, its network all of the work and country to country and people to people and land to land.<br />
<br />
Do u oppose this thinking, please write.....something.]]></description> 
					<pubDate>Tue, 06 Jun 2006 02:23:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/39270</guid>
					
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                    <title>Village can be center for all works.</title> 
                    <link>http://ziaul.tigblog.org/post/39019</link> 
                    <description><![CDATA[85500 village in Bangladesh. It can be center of all works. The productivity will arranged from it. Whole the community can increase the availability. Lets do it.]]></description> 
					<pubDate>Tue, 30 May 2006 02:59:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/39019</guid>
					
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                    <title>WORLDWIDE SURVEY ESTIMATES 694 MILLION ADULT WEB USERS</title> 
                    <link>http://ziaul.tigblog.org/post/38361</link> 
                    <description><![CDATA[[SOURCE: Reuters, AUTHOR: Eric Auchard]<br />
<br />
Seeking to standardize global online measurements, comScore Networks introduced on Friday a new global survey with an estimate that 694 million people, age 15 or higher, used the Internet during March, or around 14 percent of adults. The survey, called the comScore World Metrix, estimates there are 168.1 million users across four Asian countries -- <br />
China, Japan, India and Korea -- or nearly 25 percent of the total online population. By contrast, the United States is home to 152 million users, or 22 percent of the world's Web users. <br />
http://today.reuters.com/news/newsArticle.aspx?type=technologyNewsstoryID=2006-05-07T190623Z_01_N07349327_RTRUKOC_0_US-INTERNET.xml]]></description> 
					<pubDate>Tue, 09 May 2006 07:54:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/38361</guid>
					
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                    <title>Urbanization</title> 
                    <link>http://ziaul.tigblog.org/post/38138</link> 
                    <description><![CDATA[I think total urbanization is the best for the citizens in its country. It will connect every villages toward for full advantages.]]></description> 
					<pubDate>Wed, 03 May 2006 08:51:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/38138</guid>
					
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                    <title>How History impact the science.</title> 
                    <link>http://ziaul.tigblog.org/post/37339</link> 
                    <description><![CDATA[Back 60 years, then what will we get. The total social change in the world.<br />
<br />
That time Bangla was get its own culture, that we are now  bangali. <br />
<br />
Who is responsible for the making bangali. One name always into our heart "Bongubandhu Sheikh Mujibur Rahman" Father of Nation. <br />
<br />
This is the now we have to learn the history and encourage the children to learn true story of history that will lead science better.<br />
<br />
]]></description> 
					<pubDate>Thu, 06 Apr 2006 03:16:00 EDT</pubDate> 
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                    <title>Nationwide Mosquito Net Distribution Completed in Niger</title> 
                    <link>http://ziaul.tigblog.org/post/37284</link> 
                    <description><![CDATA[Geneva - In an intensive distribution campaign completed last week in Niger, more than 2 million mosquito nets were delivered in two week-long phases, to mothers of children under age 5 throughout the country.  With Niger’s rainy season due to begin in May, the program aims to protect 3.5 million children from malaria.<br />
<br />
The International Federation of Red Cross and Red Crescent Societies (The International Federation)  which acts as the Principal Recipient for a Global Fund grant to Niger, and the Niger Ministry of Health began distributing mosquito nets on December 19, in tandem with a house-to-house effort to vaccinate ‘under-fives’ against Polio.  The initial week of vaccination and bed net distribution in rural Niger was followed by a second ‘push’ on March 17, through 54 distribution centers in the capital city of Niamey. The campaign made use of a voucher scheme, whereby mothers were presented with a voucher for a free mosquito net once their child had been vaccinated against Polio. <br />
<br />
The program is supported in part by an US$ 11 million Global Fund grant, as well as US$ 2 million from the Canadian International Development Agency (CIDA) through the Canadian Red Cross and the International Federation’s Malaria Initiative.  In an example of strong collaboration among partners, additional support for the program was provided by the Norwegian and American Red Cross societies, Rotary, the Center for Medical Research (CERMES), the Measles Partnership, the Polio Eradication Programme, the Roll Back Malaria Partnership, which include the World Health Organization (WHO), UNICEF, and the Centers for Disease Control and Prevention (CDC).   <br />
<br />
The campaign also drew upon a clear commitment from the people of Niger, including 3,850 Red Cross volunteers and 16,150 other vaccinators and community workers who played an essential role in accessing even the remotest areas of Niger. The Niger Red Cross society will play an essential role in following up that the nets are correctly hung up and used.<br />
<br />
With a population of more than twelve million, Niger ranks last of 177 countries measured by the UNDP Human Development Index (2005). Heavily burdened by malaria, ninety-seven percent of Niger’s population is at risk for the disease, and children in Niger face an under-five mortality rate among the highest in the world-- 255 per 1000.  Supported in part by the Global Fund, Niger’s National Malaria Program aims to provide over 90 percent of its at-risk population with at least one mosquito net per household.  <br />
<br />
The Global Fund currently supports Niger’s efforts to combat malaria through two grants worth US$ 16 million. A third grant worth up to US$ 4.6 million for malaria programs was approved in the Global Fund’s fifth round of grant approvals last December, and will be signed in coming weeks.   <br />
<br />
Niger’s program to rapidly provide mosquito nets to the vast majority of families in Niger can be seen as a model for similar campaigns to be launched elsewhere in Africa, a significant step toward achieving the Millennium Development Goal of reducing child mortality by two-thirds by 2015.  <br />
]]></description> 
					<pubDate>Mon, 03 Apr 2006 23:43:00 EDT</pubDate> 
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                    <title>Free</title> 
                    <link>http://ziaul.tigblog.org/post/37265</link> 
                    <description><![CDATA[What is human values? It just need in everywhere in my mind and also my sorrundings.<br />
]]></description> 
					<pubDate>Mon, 03 Apr 2006 06:23:00 EDT</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/37265</guid>
					
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                    <title>Rural innovation.</title> 
                    <link>http://ziaul.tigblog.org/post/37006</link> 
                    <description><![CDATA[68 Thousand villages in Bangladesh. The regeneration can be openned for youth employment, opportunity to study higher education, opportunity to learn others and in the innovative way of thinking.<br />
<br />
]]></description> 
					<pubDate>Sun, 26 Mar 2006 04:21:00 EST</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/37006</guid>
					
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                    <title>Social develoment</title> 
                    <link>http://ziaul.tigblog.org/post/36829</link> 
                    <description><![CDATA[If you are really helping people from global then you can get them by www.nabuur.com<br />
<br />
]]></description> 
					<pubDate>Tue, 21 Mar 2006 04:44:00 EST</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/36829</guid>
					
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                    <title>Climate Change within 2015</title> 
                    <link>http://ziaul.tigblog.org/post/36227</link> 
                    <description><![CDATA[Capital Development through education. Only capital can change the climate.<br />
<br />
]]></description> 
					<pubDate>Sun, 05 Mar 2006 02:20:00 EST</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/36227</guid>
					
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                    <title>Education</title> 
                    <link>http://ziaul.tigblog.org/post/32992</link> 
                    <description><![CDATA[When I think about education that time also in my head think with education. ]]></description> 
					<pubDate>Sun, 11 Dec 2005 01:25:00 EST</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/32992</guid>
					
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                    <title>Thankz to Tig</title> 
                    <link>http://ziaul.tigblog.org/post/32776</link> 
                    <description><![CDATA[Thankz to tig. This is my 30th birthday. Thanking you all  and we all moving forword for the next generation.<br />
<br />
At best.]]></description> 
					<pubDate>Mon, 05 Dec 2005 03:55:00 EST</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/32776</guid>
					
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                <item> 
                    <title>"Regulating Public and Private Partnerships for the Poor"</title> 
                    <link>http://ziaul.tigblog.org/post/21010</link> 
                    <description><![CDATA[A synthesis report on the eConference "Regulating Public and Private Partnerships for the Poor" is now available on <br />
the eConference website http://www.mailtalk.ac.uk/files/WATER-REGULATION/ RegulatingPPPeConfSynthesisReport.pdf <br />
 <br />
<br />
<br />
<br />
]]></description> 
					<pubDate>Mon, 06 Dec 2004 09:10:00 EST</pubDate> 
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                    <title>Request for comments</title> 
                    <link>http://ziaul.tigblog.org/post/20830</link> 
                    <description><![CDATA[Revised WHO Guidelines supporting doc "Chemical safety drinking water assessing priorities risk mgmt" With thanks to David J Power<br />
<br />
One of the 'supporting documents' to the new 2004 WHO Guidelines, "Chemical safety of drinking water: assessing priorities for risk management" has been issued in draft form. It appears this document have been issued some time <br />
ago, but recently the WHO newsletter gave a reminder that comments are welcome until 30 November 2004. <br />
<br />
The paper is available at:<br />
http://www.who.int/water_sanitation_health/dwq/cmp/en/]]></description> 
					<pubDate>Sat, 27 Nov 2004 06:40:00 EST</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/20830</guid>
					
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                    <title>Request for comments</title> 
                    <link>http://ziaul.tigblog.org/post/20829</link> 
                    <description><![CDATA[Revised WHO Guidelines supporting doc "Chemical safety drinking water assessing priorities risk mgmt" With thanks to David J Power<br />
<br />
One of the 'supporting documents' to the new 2004 WHO Guidelines, "Chemical safety of drinking water: assessing priorities for risk management" has been issued in draft form. It appears this document have been issued some time <br />
ago, but recently the WHO newsletter gave a reminder that comments are welcome until 30 November 2004. <br />
<br />
The paper is available at:<br />
http://www.who.int/water_sanitation_health/dwq/cmp/en/]]></description> 
					<pubDate>Sat, 27 Nov 2004 06:38:00 EST</pubDate> 
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                    <title>HIV vulnerability</title> 
                    <link>http://ziaul.tigblog.org/post/20752</link> 
                    <description><![CDATA[Mapping Made Easy: A guide to understanding and responding to HIV vulnerability<br />
<br />
A joint publication of UNDP-SEAHIV, UNESCO, World Bank, World Food Programme, Family Health International, USAID, IOM and World Vision International<br />
<br />
Roads are linking communities, shipping ports are bustling with business and tourism is reaching remote areas. Goods and people have always been moving, but are now doing so on unprecedented scales. Numerous forms of networks emerge, evolve, connect or merge.  These dynamics of population<br />
movement have a demonstrated impact on the course of the HIV epidemics.<br />
<br />
To explore, to understand and to take action on such inter-relations and complexities require the capacity to locate objects and events in space as well as to capture movement through space. Mapping can render invaluable assistance in these efforts. It can be cheap, useful and fun!<br />
<br />
Mapping is a 'Do it yourself' art, which can be useful in different shapes and forms and is within the means of most organizations and individuals.  Besides the technologically advanced field of Geographic Information Systems (GIS), there is plenty of space to produce maps, using less complex methods, to meet our needs of the moment. This ranges<br />
from maps drawn ephemerally in the sand to tailoring existing sophisticated and commercially available maps.  Once we understand that mapping can be easily accessible and feasible, even with limited resources, it can then become a powerful tool to assist in achieving our objectives.<br />
<br />
UNDP South East Asia HIV and Development Programme (UNDP-SEAHIV), with its focus on the inter-relationships between development and HIV/AIDS, has been promoting mapping for research, policy and programmes since the beginning of its activities.  Its experience may be of interest to others. In teaming up with seven other organizations UNDP-SEAHIV has<br />
been able to produce a far more enriched and diversified Guide than it could have done on its own. Our partners have been crucial at all stages of the process of developing this Guide: from contributing their experiences to testing the Guide within their own organizations.<br />
<br />
This publication can be downloaded at:<br />
http://www.hiv-development.org/publications/ mapping_vulnerability.htm<br />
<br />
Should you have any comments or queries, please contact:<br />
UNDP South East Asia HIV and Development Programme Bangkok, Thailand Seahiv.dev@undp.org]]></description> 
					<pubDate>Tue, 23 Nov 2004 07:19:00 EST</pubDate> 
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                    <title>A little can go a long way towards making life better</title> 
                    <link>http://ziaul.tigblog.org/post/20661</link> 
                    <description><![CDATA[Not long ago, 46-year-old Than Than Win and her husband eked out a living by working the fields of landowners in Kangyi, a small village about half a day's journey from Rangoon. Along with many of Burma's poor, Ms Win had little means to improve her life or those of her six children.<br />
<br />
But Ms Win says receiving microfinance loans to buy a flock of ducks through the United Nations Development Programme (UNDP) in 1998 changed her life.<br />
<br />
Her first loan of $6 (€3.3, £4.6) was used to buy 50 ducks, whose eggs she sold at the local market for a profit of $1 a day.<br />
<br />
Microfinance has traditionally consisted of distributing small loans worth between $25 and $2,500 to help the urban and rural poor start small businesses, with typically high rates of repayment of up to 97 per cent in some developing countries. Successful initiatives show an average rate of return of about 2.5 per cent of total assets.<br />
<br />
The concept evolved in response to the deficiencies of the traditional banking system whose high overheads often made small loans unaffordable to relatively poor clients. Microfinance sought to reduce the cost of lending either by linking lenders to existing development projects where borrowers had a track record, or by using non-governmental organisations to vet prospective customers.<br />
<br />
Other techniques used to reduce risk have included lending to a group of poor borrowers who between themselves decided how much money to pass on to a member and who are collectively responsible for managing a default by any individual member.<br />
<br />
Microfinance has grown at an average annual rate of 25-30 per cent over the past five years, involving an increasing number of banks such as Citibank, Deutsche Bank and India's ICICI.<br />
<br />
On Thursday the UN will declare 2005 the International Year of Microcredit. "Microfinance has proved its value, in many countries, as a weapon against poverty and hunger," said Kofi Annan, the UN secretary- general, yesterday. "It really can change peoples' lives for the better - especially the lives of those who need it most."<br />
<br />
The UN International Fund for Agricultural Development (IFAD) says giving the poor access to basic financial tools will help meet the UN's Millennium Development Goal of halving extreme poverty by 2015.<br />
<br />
But for microfinance schemes to reach "a meaningful number of the world's poor", more banks and more NGOs need to get involved, says Henri Dommel, IFAD's rural development technical adviser.<br />
<br />
Critics say, however, that no matter how fashionable, microfinance is no panacea in the fight against poverty. Such loans often still carry relatively high rates of interest and the number of poor who can be helped is limited.<br />
<br />
In the largest micro-finance initiative by any government, Thaksin Shinawatra, the Thai prime minister, has moved to fulfil a campaign promise made four years ago to provide each of Thailand's 70,000 villages with a Bt1m ($24,761, €19,150, £13,413) microcredit fund.<br />
<br />
But Thai academics have questioned whether the poorest and most needy villagers have had access to the funds, and whether money has been used for productive investment or simply for conspicuous consumption.<br />
<br />
Some economists have suggested that some Thai families are being forced to borrow from money lenders in order to repay the village funds. Kazi Matin, chief economists for the World Bank in Bangkok, says successful microfinance projects generally require well-developed regulatory frameworks to ensure that they are sustainable and do not add to financial pressures on vulnerable families.<br />
<br />
"If you actually give relatively large loans and that money actually does not get used productively, it could get people into trouble if you try to enforce the repayment," says Mr Matin. "They get into trouble trying to repay, and that is the category of risk that is worst for the poor households."<br />
<br />
In Pakistan, economists warn of limitations to a plan to expand the role of microfinance in the country's fight against poverty.<br />
<br />
"The idea of microcredit has been fashionable and you would find many people pleading the case for more such ventures," concedes a senior Pakistani government official. "The problem is that there continue to be practical difficulties. When you give out small loans, you just can't do this without charging high interest rates. But high interest costs defeat the purpose of lending to the poor to deal with their predicament."<br />
<br />
Such objections are being met with growing calls within the community of aid donors for a redefinition of microfinance.<br />
<br />
Elizabeth Littlefield, a former banker who runs the Consultative Group to Assist the Poor, a Washington-based consortium of 30 donor agencies, says the real challenge is not only to distribute more small loans but to overhaul entire financial systems. "This means making poor people central to the financial systems in poor countries," she says, "whether in making it easier with the help of new technology for urban workers to send remittances to family in the countryside or to build local financial intermediaries to harness savings." Reporting by Amy Yee in New York, Fiona Harvey in London, Amy Kazmin in Bangkok and Farhan Bokhari in Islamabad The second part of this series, focusing on the developed world, appears on Thursday .......<br />
http://news.ft.com/cms/s/de56efac-3776-11d9-a8bb-00000e2511c8.html]]></description> 
					<pubDate>Thu, 18 Nov 2004 07:27:00 EST</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/20661</guid>
					
                </item> 
                <item> 
                    <title>Population Projected to Stabilize at 9 Billion by 2300</title> 
                    <link>http://ziaul.tigblog.org/post/20505</link> 
                    <description><![CDATA[http://www.un.org/News/Press/docs/2004/pop910.doc.htm]]></description> 
					<pubDate>Tue, 09 Nov 2004 09:58:00 EST</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/20505</guid>
					
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                    <title>Gender and Migration!!</title> 
                    <link>http://ziaul.tigblog.org/post/20473</link> 
                    <description><![CDATA[Gender and Migration is the theme of the upcoming BRIDGE Cutting Edge Information Pack. BRIDGE is looking for a consultant to write a 20-25 page Overview on gender and migration to form part of this pack, and advise on other elements of the pack. They are seeking a consultant with: <br />
-        southern focus and implementation perspective<br />
-        clear lively non-academic writing style<br />
-        understanding and knowledge of both conceptual issues and practical action around gender and migration in relation to development<br />
<br />
The pack will include:<br />
- overview of internal and international movements of people and gendered patterns of these<br />
- examining the forced/voluntary distinction and the debates around trafficking<br />
- positive and negative impacts of migration on livelihoods and gender relations<br />
- drawing out implications for development policy and practice<br />
<br />
Concept note for the Cutting Edge Pack, and Terms of Reference for the Overview Report writer, can be obtained from s.jolly@ids.ac.uk. Examples of previous BRIDGE Cutting Edge Packs are available on http://www.bridge.ids.ac.uk/reports_gend_CEP.html<br />
<br />
Deadline for applications is 15th November. The consultancy will last a total of 24 days and should commence in early January 2003. If you are interested, please by 15th November send to s.jolly@ids.ac.uk your:<br />
- CV<br />
- two unedited writing samples, preferably related to this topic and/or of a comparable length (20-25 pages)<br />
- daily rate<br />
- dates of availability<br />
<br />
Susie Jolly<br />
Gender Communications Officer<br />
BRIDGE - Gender and Development Information<br />
e-mail: s.jolly@ids.ac.uk<br />
tel: 44-1273-872536<br />
fax: 44-1273-691647 att. Susie Jolly<br />
<br />
Check out Their websites:<br />
Extensive gender and development material www.siyanda.org<br />
BRIDGE reports online www.bridge.ids.ac.uk]]></description> 
					<pubDate>Sun, 07 Nov 2004 08:30:00 EST</pubDate> 
					<guid isPermaLink="true">http://ziaul.tigblog.org/post/20473</guid>
					
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